Happy Valentine's Day w/ charm

Isn't it amazing how a computer has taken over our lives.  I find that I can make plans on what I might be doing for the day, and then realize that I should have checked with the computer to see if my plans were going to be good for it.  As you might be guessing by my writing here, I have been having computer issues lately.  It isn't like we don't have another computer to work with, but when you have the majority of your "plans" in the one computer you are sorta stuck.  I have this desktop computer which for most is not even an option when buying a computer, but for me it is almost a necessity.  I do a lot of photos and use photoshop most of the time, and having a screen (monitor) for viewing photos is a must, and most of those monitors are with desktops. But oh well, I will be replacing this one soon.
Now on to why I am here.
I made this card yesterday.  It isn't anything wonderful but I wanted to come up with a nice card that would be good for some of my  friends to make when I have my next card party, which is coming up very soon.  This card was very simple and I think it would be easy for my friends to make.  On the outside of the card I used card stock that is like a linen texture, it is very pretty.  I believe the paper is by GCD Studios, I purchased it at Hobby Lobby, the name of the paper was Ella Blue.  It has some really pretty vintage like paper.
I used Martha Stewart punches for borders around the ribbon.  The pearls, the ribbon roses, and leaves were all from Stampin Up, The ribbon roses are available today in the new Occasions Mini that comes out today, along with the punch to the leaves I cut here. 
The heart charm on the outside and inside is from Cousin Corp, I purchased these from Michaels.
My brown ribbon is from Walmart.  I have noticed lately that our local Walmarts..(.we have several in a small radius around us), are not longer selling scrapbooking items, and the fabric depts are no longer there either.  We have one of the 3 that still sells these items.  I am hoping they continue to do so....I love buying ribbon there.
The large hearts are a punch from Marvy. 
I am spending the day in the "Therapy Room" today so I will (I hope) have more cards to share with you today, so stop back later.